CIMB Bank Bhd and CIMB Islamic Bank Bhd will begin accepting applications for their SME Stabilisation Relief Facility (SRF) from May 15 until December 31, 2026, or until the allocated funds are fully utilised. The SRF is part of Bank Negara Malaysia’s RM5 billion relief package designed to support micro, small, and medium-sized enterprises (MSMEs) facing short-term liquidity challenges.
The facility provides working capital financing for inventory purchases, operating expenses, and business continuity needs. Priority will be given to businesses heavily reliant on oil, crude-based products, and diesel, as well as those affected by supply chain disruptions linked to the West Asia conflict. Eligible MSMEs can apply for financing of up to RM750,000 with a tenure of up to five years, at a maximum financing rate of 3.75% per annum, inclusive of guarantee fees.
Funding and guarantees for the SRF are supported by Credit Guarantee Corporation Malaysia (CGC) and Syarikat Jaminan Pembiayaan Perniagaan Bhd (SJPP). CIMB’s co-chief executive officer of group commercial banking, Ahmad Shazli Kamarulzaman, emphasized that MSMEs remain vital to Malaysia’s economy but are currently under pressure from rising costs and supply chain disruptions. He noted that the SRF is intended to strengthen resilience and provide flexibility for businesses to manage cash flow and commitments.
CIMB also encouraged customers facing repayment difficulties to engage early with the bank to explore relief options, including temporary instalment pauses and revised repayment schedules. In addition, the bank will continue supporting affected SME customers through its Payment Assistance Programme, which offers flexible repayment arrangements to ease financial pressures.
Businesses seeking assistance can access application forms via CIMB’s website and OCTO app, contact relationship managers, or visit branches nationwide.
