The European Bank for Reconstruction and Development (EBRD) has announced a €10 million loan to UniCredit Bank Mostar to accelerate the digital and green transformation of small and medium-sized enterprises (SMEs) in Bosnia and Herzegovina. The financing is part of the EU-backed Go Digital in the Western Balkans Programme, which aims to improve business competitiveness and sustainability across the region.
The funding will be on-lent to eligible SMEs to support investments in digitalisation, automation, advanced production systems, and energy-efficient technologies. A significant share of these investments is expected to align with the EBRD’s Green Economy Transition approach, contributing to lower energy consumption and reduced emissions.
Beyond financial support, the programme also provides technical assistance to help SMEs develop investment plans, improve digital capabilities, and strengthen green skills. Special attention is being given to women-led enterprises, supporting more inclusive access to finance and innovation.
The initiative addresses key structural challenges faced by SMEs in Bosnia and Herzegovina, where many businesses still struggle to adopt modern technologies and meet European Union standards. By combining financing with advisory support, the programme aims to boost productivity, enhance competitiveness, and support long-term sustainable growth.
The EBRD has emphasized that digitalisation and green innovation are becoming essential for SMEs to remain resilient and competitive in both regional and international markets. Through its partnership with UniCredit Bank Mostar, the bank seeks to strengthen the private sector’s role in driving economic development.
Since beginning operations in Bosnia and Herzegovina, the EBRD has invested billions of euros across hundreds of projects, supporting infrastructure development, private sector growth, and broader economic resilience in the country.
