The U.S. Small Business Administration (SBA) has disbursed more than $1.5 million in disaster relief to residents of Texas affected by severe storms, straight-line winds, and flooding that began on July 2, 2025. Within the first month after the disaster, the SBA approved over $8 million in federal disaster loans to support homeowners, renters, private nonprofits, and business owners in their recovery efforts.
SBA Administrator Kelly Loeffler highlighted that disaster assistance teams are actively working on the ground alongside local, state, and federal partners to support affected communities in the Texas Hill Country. More than 50 SBA staff members are deployed across multiple field offices, helping families and businesses rebuild by providing critical financial aid.
Individuals impacted by the disaster are eligible to apply for physical disaster loans and Economic Injury Disaster Loans (EIDL). Businesses and nonprofits can borrow up to $2 million to repair or replace damaged real estate, machinery, equipment, inventory, and other business assets. Homeowners may borrow up to $500,000 to repair or replace their primary residence, while renters and homeowners can apply for up to $100,000 to replace or repair personal property such as clothing, furniture, and vehicles.
EIDLs provide working capital for businesses and nonprofits affected by the disaster, even if they did not suffer physical damage. These loans can be used to cover expenses like payroll, fixed debts, accounts payable, and other operational costs impacted by the disaster.
Texans affected by the flooding can apply for assistance online through the SBA website, by phone, or via email. Support is also available for those who are deaf, hard of hearing, or have speech disabilities through telecommunications relay services. The deadline for submitting applications for physical property damage loans is September 4, 2025, while the deadline for economic injury loan applications is April 6, 2026.
